Online Shopping Lingo: Abbreviations and Acronyms

Visiting coupon, refunding or bargain sites may, at first, seem
Like visiting a foreign country. You see phrases such as:

GDA! BBW B & M BOGO on soaps, HTH

And you think WHAT? Huh? What are they talking about? What
Language is THAT?

(Translation: Good Deal Alert! Bath & Body Works
Brick-and-mortar store has buy-one-get-one on soaps, hope this
Helps!)

I mean, it's enough to make you want to TYHO!
(Tear Your Hair Out – I made that one up.)

Before you click away in frustration, let me reassure you that
It IS possible to speak like a native – you just need a guide to
The terminology, acronyms, abbreviations, definitions and common
Word usage found on rebate and premium product lists, coupon and
Online code lists, and reimbursement and trading forums.

Each site you visit may have its own particular phrases, but
Generally speaking the most common terms are found in the list
Below.

TTFN …

B & M = Brick & Mortar

B1G1F = Buy One Get One Free

BOGO = (the same as B1G1), Buy One, Get One (usually free)

C / O = Cash Off or Cents Off

CPN = Coupon

CRT = Cash Register Tape

CSR = Customer Service Reps

CVS = A pharmacy / drug store like Rite-Aid

DB = Dear / Darling / Darn Brother

DCRT = Dated Cash Register Receipt

DD * = Dear / Darling / Darn Daughter

DG = Dear / Darling / Darn Girlfriend

DH = Dear / Darling / Darn Husband

DND = Do Not Double

DS * = Dear / Darling / Darn Son

DUPES = Duplicates

DW = Dear / Darling / Darn Wife

EB = Extra Bucks (CVS)

ECB = Extra Care Bucks (CVS)

ESR = Easy Saver Rebate (Walgreens monthly rebate)

FAB = From another Board

GC = Gift Certificate

GDA = Good deal alert

GWP = Gift With Purchase

H / F = Handling Fee

HT / HGT = Hang tag

ISO = In Search Of

LMK = Let Me Know

LOL = Laughing Out Loud and / or Lots of Luck

LPG = Lower Price Guarantee

LSASE = Long self addressed stamped envelope

MIB = Mint in Box

MIL = Mother-in-Law

MMV = Mileage May Vary

MS = Mystery Shopper

NAZ = Name Address Zip code

NED = No expiration date

NIB = New in box

NOCC = No Credit Card

NWOT = New WithOut Tags

NWT = New With Tags

OBO = Or Best Offer

PLMK = Please let me know

POB = Post Office Box

POP = Proof of Purchase

PP = Purchase Price

PPHF = PayPal Handling fee

PREM (Premium) = An item received from a refund offer.

PSTG = Postage

Qualifier (Q) = Proof of Purchase.

RAOK = Random Act of Kindness

RP = Rewards Programs

SAHM = Stay At Home Mom

SASE = Self Addressed Stamped Envelope

SMP = Particularly Marked Packages

TMF = Try Me Free

TOS = Terms of Service

TTFN = Ta ta for now

TY / ty = Thank you

UNL = Unlimited

UPC = Universal Product Code

W / L or WL = Wish list

WAHM = Work at home mom

Winetags = coupons found around the neck of a wine bottle

YMMV = Your Merchandise (or Mileage) May Vary

* (Add an S for step _ so DSD is Dear / Darling / Darn Step-Daughter)

10 Essential Investor Tips For Successful Investing

Trading and investing into the financial markets has never been more popular. More and more people are starting to see the benefits of taking a little time to, first invest in themselves through a trading and investing education, but also using that knowledge on the financial markets.

Whilst traders may take quicker positions and investor will most likely be holding positions for much longer, sometimes months or even years. So, if you fancy investing into the financial markets successfully, and profit from companies you already know about like Google, Facebook or Microsoft, then these are the ten essential things that an investor must do and know before they start. Let's take a look …

1. What are your goals?

It sounds simple but many people start investing into a trillion dollar market without any type of plan which, let's face it, is essentially a gamble. Whilst it can be very simple to invest profitably for the long-term you must define your goals as this will align your expectations correctly, so you do not kick yourself in the teeth if you do not hit a million dollars in one day. For example, knowing whether you are investing for the next five or twenty-five years can make a huge difference to how you decide to invest.

2. Start early for compound interest

The single largest reason to the success of most billionaires is the power of 'compound interest'. Even Albert Einstein regarded this as the 'eighth wonder of the world'. It basically means that your money makes you money as all the gains you make put back into an investment so it compounds and builds over time. Sounds good right? It definitely is! The earlier you start the better but no matter how old you are it's never too late to start but effective that you do actually start!

3. Every little helps

No matter how little or how big you can invest, it is well worth investing on a regular basis. It sounds so simple but most people do not see the point in investing just $ 10 per month. However, if you look to the future by the time you're very old that amounts to a lot especially if you parked it into some good investments over the years. Of course, most people have a 'spend today and save tomorrow' mentality and that's the trap folks. Save and invest regularly to reap the rewards in the long run – you'll be glad you did.

4. Diversify

It's imperative to spread your capital across a wide range of investments to reduce your risk and increase potential returns over the long-term. Whilst some investments are doing poorly some others may be doing great, thereby balancing it out. However, if you're fully invested into just one thing then it's either 100% right or wrong. There are thousands of markets across treaties, stocks, commodities and indices so the opportunity is there.

5. Educate yourself

By far the most important tip. You must educate yourself and learn your craft. After all if you're investing your hard-earned capital it makes sense to do your homework. Even if you read all the articles here and watched all the videos you'll be doing far better than the majority of investing wannabes who simply give away their money to the markets.

6. Have practical expectations

Of course, we all want that million dollar investment and for many it will come at some point. But you can not plan for that, if it happens great if not then you still need a plan to survive and to reach your goals as discussed in the first tip. Remember it's the journey that's the most beautiful part and what you do on a daily basis that makes the difference.

7. But do not limit yourself

It's important one must remain conservative in deciding which investment to take. However, that should not limit you to just what you know. Be creative and find opportunities no matter how inconvenienced they may be. After all if it was that comfortable everyone would be doing it. Be adventurous in finding opportunities but be conservative in deciding which ones to take.

8. Manage your risk

Successful investing is all about managing risk. If you have $ 1,000 to invest then there's no point in putting all of that on just one investment. You're basically saying it has a 100% success rate … which of course is extremely unlicly. If you follow the steps above, like making sure you diversify, then you'll be on the right path.

9. Review constantly

A very simple step to achieving more than what you are already doing is to review your investments constantly. However, this does not mean to look at your profit and loss of a five-year investment every single day – you'll never make it to the fifth year as markets move up and down. But it's important to review what investments have worked and have not worked. Concentrate on doing more of the stuff that has worked and find out where you're going wrong with the stuff that has not.

10. Have fun!

Sounds simple but most people forget that best work comes from when we enjoy the process. Whilst investing is a serious process you are allowed to enjoy it too. In fact the buzz of finding an opportunity, researching it, investing into it and then seeing the result is exciting in itself.

There you have it ten essential tips for successful investing.

Picking the Right AC Repair Service Provider

AC breakdown during the summer season is indeed a very unfortunate event. Ironically, the occurrence of the same during the summer months is very common as it tends to overwork amidst this time of the year. Without a doubt, the need for getting it repaired becomes inevitable for ensuring comfortable temperature within the interior surroundings.

There are many such service providers in the market, but it is necessary to do a reputation check before hiring one. After all, finding reliable people from the deluge of companies is a bit challenging.

Here are a few tips to find the skilled professionals in your area:

Word of mouth consideration – Though a traditional approach, but it is one of the best methods to consider for finding the qualified professionals in your area. Ask your friends, neighbors, and acquaintances whether they are aware of the professional in the market who can provide reliable services.

Find on the internet – We are living in the digital world known for its connectivity. Just look over search engines for the same, and you will be assayed with the information on hundreds of options available in your area. You just need to shortlist a few of the practical alternatives available in your area and research on the kind and quality of service they provide. Always focus on the companies that are nearby and easy to reach. Look for the customer reviews and further cross check from the localities for getting a better idea about their expertise.

Experience – Experience counts and a company having about 3-4 years of expertise in this field must be your choice. Also, they should have access to advanced tools to take care of the job. Only a tech-savvy company can provide a dependable solution to the problem.

License – Consider the licensed professionals as it is proof that they have received special training for the job. It also showcases their skills and areas of specialization.

Budget – It is one of the most important aspects to consider. Eventually, you cannot make a deal that sounds exorbitant to your pocket. Ask for the quotes from all the companies in your list and then make your decision.

The benefit of hiring a qualified professional for the job ensures a quick fix for your system and add a few more years to its life. You just need to do your homework before cracking the deal.

Attending Shows & Concerts? Which to Choose Among Budget Hotels & Luxury Hotels?

If you are attending an event in a big city, it is always advisable to plan your accommodation in advance. Most travelers are always looking for events that promise fun including concerts and shows as part of their itinerary. Whether you are a boat, trade or home and garden show, it is highly likely that you will not be alone.

Most hotels within the vicinity of the venue will have more guests than usual. Other than the competition for available rooms, you should also consider the type of establishment you find. Over the years, lodgings have changed tremendously from ordinary places to stay a night to become homes-away-from-home.

In today's establishments, guests are treated to excellent settings where they enjoy modern amenities and services including Wi-Fi, cable television, video games, mini-bars, on-site restaurants, sports facilities, laundry services and so much more.

Budget and luxury facilities are the most popular options for travelers attending these events. If you are planning to attend a renovation show, it is important to get more insight on these facilities to help you make a better choice.

Budget Hotels in Brief

These establishments are ideal for guests looking for an affordable place to stay without compromising on quality. Basic facilities including beds, washing area and toilets are available but you should not expect to find a prior or ambient environment at the price you are paying for.

Luxury Hotels

If you want to indulge during your travels, a luxury hotel is a good idea. The rooms are well detailed to create an ambient and prestigious environment while the facilities are designed with comfort and elegance in mind. Guests enjoy 5-star features including spas, gyms, Wi-Fi and restaurants and more. The catering is excellent and personalized services are also available.

When it comes to choosing the best place to stay, it is important to first assess your unique needs. For instance, when attending a trade show in the city, your accommodation requirements will differ from a vacationer's. It is also important to determine your budget because this will help you choose the best place to stay.

Location is also a critical consideration which even overrides the cost. When traveling for a particular show, you must ensure you stay close by. This saves you the cost of commuting and makes it easier to sightsee. If you are traveling to see your best band in concert, make sure you find lodgings near the concert hall to guarantee easy access at any time of day or night.

Choosing between luxury and budget establishments depends on affordability and your preference. Always make sure you do your research to find the best accommodation during your travels.